DwellOS
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The Developer OS · Built for Africa

The operating system for African property developers.

Manage your inventory, payments, and customer relationships — all in one place. Built for developers operating across borders.

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190+
Countries reachable
25+
Currencies supported
80%
Less manual work
dwellos.africa › Kijani Apartments › Unit 4B
JK
Unit 4B | 2 Bedroom Apartment
Jackson Kiburi · Chicago, IL
KYC ✓Active
Unit #4B Buyer Wallet
USD · ACTIVE
USD 22,500.00
Instalments Cleared3 of 8 complete
USD 22,500 / USD 60,000 paidNext: USD 7,500 · Sep 2026
Transaction Activity
Instalment Payment #3
15 Jun 2026 · Faster Payments (UK)
+ USD 7,500.00
Instalment Payment #2
10 Mar 2026 · USD Local Wire
+ USD 7,500.00
Instalment Payment #1
01 Dec 2025 · USD Local ACH
+ USD 7,500.00
USD Buyer Wallet — 4BJPMorgan
Kijani Apartments · Unit 4B · ACH / Local Wire Direct
Account name
Kijani Apartments LLP
Account number
4281736489
ABA routing
021000021
SWIFT / BIC
CHASUS33
The platform

One system. Every part of the deal.

DwellOS is the system you live in — not a tool you log into occasionally. From inventory to cash, from buyer to investor.

Pillar 01 — Unit management

Every unit. Every rail. Per project.

A live ledger of unit-level bank details for every market your buyers send from.

DwellOS · Kijani Apartments › Unit 4B › Collections
Safeguarded
Unit 4B · Jackson Kiburi
Your project. Local bank accounts in every market.
Account name
Kijani Apartments Ltd
Sort code
20-00-00
Account number
73894120
IBAN
GB29 BARC 2000 0073 8941 20
Reference
KIJ-4B-KIBURI
Bank Address
1 Churchill Place, London, E14 5HP
Faster Payments & SEPA in under 30 seconds. Funds safeguarded at Barclays London.
Pillar 02 — End-to-end payments

Multicurrency wallets, segregated by unit.

Collections, deposits, fit-out and maintenance — each pocket safeguarded, each transaction reconciled.

DwellOS · Unit #4B Multi Currency wallets
Safeguarded
Currency Wallets
Wallet settings

🇺🇸USD Buyer Instalments

PurposeUnit acquisition milestones
Safeguarding bankJPMorgan Chase NY
Assigned counterpartyJackson Kiburi (Buyer)
Account routing
🇺🇸JPMorgan Chase NY
Account name
Kijani Apartments Ltd
Account number
738941200
Routing number
021000021
SWIFT / BIC
CHASUS33
Reference
KIJ-4B-KIBURI
Bank address
383 Madison Ave, New York, NY 10017

FedNow & ACH Direct. Funds settled same business day.

Funds isolation keeps deposits, instalments and operations fully separated.
Pillar 03 — Buyer CRM

A buyer file built for instalment sales.

Milestone schedules, transaction history and a secure document locker — purpose-built for diaspora buyers.

DwellOS CRM · Jackson Kiburi File
Safeguarded
JK

Jackson Kiburi

KYC Approved

📍 Chicago, IL · Investor · Unit 4B Kijani Apartments

Total val.USD 60K
Instalments8 total
StatusActive
Instalment progress · 3 of 8USD 22,500 of 60,000 paid · Next 7,500 due Sep 2026
4
5
6
7
8
Owner engagement & yield dispatch

Jackson's unit is projected to enter tenant occupation in November 2026. DwellOS will route rental yield directly to his account details via local diaspora payout corridors.

Why developers choose DwellOS

The world is your market.
DwellOS keeps it that way.

Whether your buyer is in Beijing, London, or Milan, they pay locally and seamlessly. You eliminate payment friction, making it effortless for international and diaspora clients to buy your inventory.

80%
Less Manual Work

Automated workflows handle everything from initial booking to final payment reconciliation.

190+
Countries Reachable

Any buyer, in any country, paying in any currency. The world is your sales floor.

FX
Protected Margins

Lock in hyper-competitive FX rates your traditional bank can't match, with flexible markup controls.

100%
Institutional Trust

Stay fully compliant with local and international regulations across every market you operate in.

Pure simplicity

How DwellOS works.

Designed around two simple workflows. Whether you're closing a diaspora sale or dispatching quarterly yields, DwellOS reduces it to three steps.

Close diaspora buyers, collect globally

01

Choose a unit

Select available inventory from your dashboard. Real-time status — available, reserved, or sold.

02

Generate bank details

Instantly spin up a local or international account for that specific unit, in your project's name.

03

Get paid

Your buyer pays via global rails (ACH, SWIFT, Faster Payments, SEPA). Bank to balance in seconds.

Built for how you actually work

Real scenarios. Real solutions.

Scenario 01 · The Diaspora Buyer

From Manchester to Nairobi, in seconds.

A buyer in Manchester wants an off-plan unit in Nairobi. You spin up a GBP account specific to that unit, share it from DwellOS, and they pay £15,000 from their UK bank. Funds arrive in seconds — auto-reconciled to the unit and instalment schedule. No expensive fees. No chasing confirmation.

dwellos.africa › Receipt · Unit 4B
Payment received
GBP 15,000.00
Settled · 4s
Buyer
Adaeze Okafor
From
Lloyds Bank · UK
Rail
Faster Payments
FX rate
1 GBP = 178.20 KES
Auto-reconciled to
Kijani Apartments · Unit 4B
Instalment 1 of 4 · 25% complete
Scenario 02 · The Multi-Project Developer

Three projects. One live view.

Kilimani Gardens (48 units), Parklands Rise (24 units), and Westlands One (12 units) — all running at once. DwellOS keeps inventory, payments, and pipeline straight across every project. Your sales team has live access. No more spreadsheet updates. No more “is unit 4B still available?”

dwellos.africa › Live projects · 3 workspaces
Live · all 3 workspaces synced
KES 354M YTD
KIL
Roof slab
Kilimani Gardens
30/48 · 63%
PRK
Foundation
Parklands Rise
15/24 · 63%
WST
Handover
Westlands One
7/12 · 58%
KIL · activity
  • Unit 4B · Instalment received
    GBP 15,000
    12s
  • Unit 7A · Reserved
    Karanja, J.
    1m
  • Buyer doc uploaded
    Unit 2C
    8m
PRK · activity
  • Unit 1B · KYC approved
    Al-Hassan, F.
    32s
  • Investor payout sent
    AED 3,640
    4m
  • Milestone invoice issued
    Unit 3A
    11m
WST · activity
  • Unit 5 · Final payment
    USD 42,000
    6s
  • Snag report signed
    Unit 4
    2m
  • Title deed dispatched
    Unit 2
    9m
Sold Reserved· Each project, its own ledger
Open workspace
Scenario 03 · Paying Back Investors

Yield, paid the way each investor wants.

Managing units for buyers? Collect rent in KES and pay investors in their currency, on their rails. A Kenyan investor gets MPESA. A UK investor gets a Faster Payments transfer into their UK bank. Each one gets a statement PDF. A week of work, done in 20 minutes.

dwellos.africa › Investor payouts · Q2 2026
Quarterly yield batch
24 investors · KES 4.2M
Investor
Rail
Amount
Status
🇰🇪Wanjiru Karanja
MPESA
KES 142,500
Sent
🇬🇧David Walker
Faster Payments
GBP 820
Sent
🇦🇪Fatima Al-Hassan
Local AED
AED 3,640
Sent
🇨🇳Chen Wei
SWIFT
USD 1,180
Processing
Each investor receives a statement PDF tagged to their unit and project.
Built for every developer

From boutique to large-scale —
DwellOS scales with you.

Off-plan developers

Manage instalments across hundreds of buyers, automate reminders, and give every investor a real-time portal to track their payments — without a single spreadsheet.

Learn more

Diaspora-focused developers

Your buyers are from across the globe. DwellOS gives them a seamless local payment experience while you collect in your home currency — zero payment friction on either side.

Learn more

Local-backed projects

Dedicated local accounts for every unit ensure clean documentation and reconciliation. Generate statements, reconcile collections against your draw-down schedule, and keep your investors informed.

Learn more
The wall developers hit

You're not just managing bricks and mortar.
You're managing a complex, multi-currency matrix.

And the bigger you grow, the heavier it gets.

01

Payment friction kills deals

Your buyer in London wants to purchase. They're looking at a SWIFT wire to Kenya, steep fees, and days of uncertainty. Many stall. Some walk away entirely. Not because they don't want the unit — because moving money across borders feels complicated.

02

Payment plans at scale break everything

Most buyers pay in instalments. Tracking who's paid what, in which currency, for which unit, across a growing portfolio — no spreadsheet survives this. And the bigger you get, the worse it becomes.

03

Settling investors is its own problem

When your diaspora investors want their rental yield, sending KES internationally is slow, expensive, and manual. They get frustrated. Referrals stop coming. And your next capital raise gets harder before it starts.

Infrastructure & trust

How do you know your money is safe?

DwellOS is built on enterprise-grade payment rails used by global banks and institutional fintechs. Your funds, and your investors' funds, are protected at every layer.

Segregated accounts

Your funds are always held in segregated accounts — never commingled with DwellOS operating funds.

Bank-grade compliance

AML, KYC, and regulatory compliance built in at every layer. Every buyer verified, every transaction logged.

Real-time reconciliation

Every collection, conversion, and payout reconciled automatically. You always know exactly what's pending.

Frequently asked

Everything you need to know
before you go live.

Your next development deserves better infrastructure.

Stop duct-taping spreadsheets, WhatsApp, and bank wires together. DwellOS handles everything from the moment a buyer says yes — through handover, and beyond.

dwellos.africa